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How much government aid are you missing out on?

Thousands of Malaysians never claim aid they're entitled to. Answer a few quick questions and see what you may qualify for — STR, SARA, EPF i-Saraan, school aid and more.

We don't store your answers. Estimates only — always confirm with official sources.

Rates based on Budget 2026 and official STR/SARA, KWSP, BUDI MADANI and MOE announcements. Subject to change — verify at bantuantunai.hasil.gov.my. Rates last verified: 23 June 2026.

STR 2026 Payment Rates

STR (Sumbangan Tunai Rahmah) is paid per household. The amount depends on income and number of children. From 2026, single individuals no longer receive STR cash — instead they receive SARA of RM50/month.

Household category No children 1–2 children 3+ children
Income ≤ RM2,500 RM700RM1,200RM1,700
Income RM2,501–RM5,000 RM200RM450RM700
Senior (60+, no spouse, ≤RM5,000) RM600 per year
Single (21–59, ≤RM2,500) No STR cash — SARA RM50/month (RM600/year)

Note: annual rates. All STR recipients also receive SARA of RM100/month (RM1,200/year); e-Kasih recipients up to RM200/month.

Key 2026 Aid Schemes — At a Glance

STR & SARA (Sumbangan Tunai & Asas Rahmah)

STR is cash aid for low-income households and seniors, while SARA is a monthly essentials credit (RM100/month for all STR recipients). STR 2026 applications opened on 13 October 2025. Check and apply at bantuantunai.hasil.gov.my.

EPF i-Saraan

For the self-employed or those without fixed contributions. The government matches 20% of your voluntary EPF contribution, up to RM500/year (RM5,000 lifetime cap), for members under 60. Register through your EPF account.

BUDI MADANI (diesel)

Cash assistance for eligible private diesel vehicle owners, raised to RM300/month in 2026. Check eligibility at budimadani.gov.my.

Bantuan Awal Persekolahan (BAP)

RM150 per student (one-off) for back-to-school costs, paid automatically to eligible pupils.

PEKA B40

Free health screening and aid for B40 individuals aged 40 and above — not cash, but valuable.

What is your take-home pay after deductions?

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Frequently Asked Questions

How much is STR 2026 for married households?

For households earning RM2,500 or below: RM700 (no children), RM1,200 (1–2 children) or RM1,700 (3+ children) per year. For income RM2,501–RM5,000: RM200, RM450 or RM700. All STR recipients also receive SARA of RM100/month.

Do single individuals qualify for STR 2026?

From 2026, single individuals (aged 21–59) earning RM2,500 or below no longer receive STR cash, but receive SARA of RM50/month (RM600/year).

How much is BUDI MADANI diesel aid in 2026?

BUDI MADANI cash assistance for eligible private diesel vehicle owners was raised to RM300/month in 2026 (up from RM200).

Is this check official?

No. CariGaji is an independent guide, not a government agency. Results are estimates to help you check eligibility — always verify and apply through official channels.

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