Your Details

RM

Enter your total monthly pay before deductions

RM

This calculator estimates PCB using basic reliefs only (personal RM9,000, EPF up to RM4,000, spouse RM4,000, child RM2,000 each). Your actual payslip PCB may differ because real PCB is cumulative — your employer recalculates it each month based on year-to-date income. Mid-year salary changes or bonuses will shift it. Always verify with your payslip or HR.

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Understanding Your Deductions

EPF (KWSP)

Employee contributes 11% of gross salary. Goes into your retirement account and earns ~5–6% annual dividends. Not lost — it's your savings.

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SOCSO

0.5% of salary, max RM29.75/month (RM6,000 wage ceiling). Provides injury, invalidity, and death coverage. Your workplace insurance safety net.

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EIS (SIP)

0.2% of salary, max RM11.90/month (RM6,000 wage ceiling). Provides up to 6 months of income if you're retrenched, plus job placement support.

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PCB (Income Tax)

Monthly salary deduction for income tax. Amount depends on salary, marital status, and reliefs. Over-deducted? LHDN refunds you.

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Salary Calculator FAQ

How do I calculate my take-home pay in Malaysia?

Your take-home (net) pay is your gross salary minus EPF (11%), SOCSO (0.5%, capped at RM29.75), EIS (0.2%, capped at RM11.90) and monthly income tax (PCB). Enter your gross monthly salary above and this Malaysia salary calculator works out your net pay and full deduction breakdown instantly.

How much EPF is deducted from my salary?

Employees contribute 11% of gross salary to EPF (KWSP), and employers add 13% (12% for wages above RM5,000). EPF is your retirement savings — not a tax — and earns annual dividends of around 5–6%. Learn how EPF works →

How is PCB (income tax) calculated?

PCB is income tax deducted monthly at source, based on your annual chargeable income after reliefs (personal RM9,000, EPF up to RM4,000, spouse RM4,000, RM2,000 per child). This calculator estimates it using the 2026 brackets, but real PCB is cumulative, so your payslip may differ slightly. Income tax basics →

Is this salary calculator free?

Yes — it's completely free, needs no sign-up, and also shows your annual summary, total cost to company, and where your salary ranks among Malaysian workers (B40 / M40 / T20).