Take-Home Pay Calculator
Estimate your monthly net salary after EPF, SOCSO, EIS, and income tax (PCB) deductions.
Your Details
This calculator is an estimate based on standard PCB calculations and basic personal reliefs (personal RM9,000, EPF RM4,000, spouse RM4,000, child RM2,000 each). Actual PCB may differ based on additional reliefs. Verify with your payslip or HR.
Enter your salary and click Calculate to see your breakdown.
Your Breakdown
| Deduction | Monthly | Annual |
|---|---|---|
| EPF (Employee 11%) | — | — |
| SOCSO | — | — |
| EIS | — | — |
| Income Tax (PCB) | — | — |
| Total Deductions | — | — |
Understanding Your Deductions
EPF (KWSP)
Employee contributes 11% of gross salary. Goes into your retirement account and earns ~5–6% annual dividends. Not lost — it's your savings.
Learn more →SOCSO
0.5% of salary, max RM24.75/month. Provides injury, invalidity, and death coverage. Your workplace insurance safety net.
Learn more →EIS (SIP)
0.2% of salary, max RM7.90/month. Provides up to 6 months of income if you're retrenched, plus job placement support.
Learn more →PCB (Income Tax)
Monthly salary deduction for income tax. Amount depends on salary, marital status, and reliefs. Over-deducted? LHDN refunds you.
Learn more →