ASB Dividend Rate & History
PNB declared a total income distribution of 5.75 sen seunit for Amanah Saham Bumiputera (ASB) for the financial year ending 31 December 2025 — a record RM10.4 billion payout to 11.4 million unitholders, announced on 19 December 2025.
Quick Dividend Calculator
Quick estimate only — ASNB computes distributions on your average monthly minimum balance, so units held for less than the full year earn pro-rated amounts.
ASB Income Distribution History (2016–2025)
| Financial Year | Total Distribution (sen/unit) | Notes |
|---|---|---|
| 2025 Latest | 5.75 sen | 5.20 dividen + 0.55 bonus |
| 2024 | 5.75 sen | — |
| 2023 | 5.25 sen | — |
| 2022 | 5.10 sen | — |
| 2021 | 5.00 sen | — |
| 2020 | 5.00 sen | — |
| 2019 | 5.50 sen | — |
| 2018 | 7.00 sen | — |
| 2017 | 8.25 sen | — |
| 2016 | 7.25 sen | — |
Totals include both dividend and bonus where applicable, as announced by PNB/ASNB each December.
ASB Dividend FY2025: What It Means For You
The FY2025 distribution of 5.75 sen seunit comprises a dividend of 5.20 sen and a bonus of 0.55 sen, matching FY2024's total payout. In ringgit terms, PNB paid out RM10.4 billion — the largest annual distribution quantum since ASB was launched, bringing cumulative distributions to RM206.7 billion.
Because ASB units are fixed at RM1, a distribution of 5.75 sen per unit is roughly equivalent to a 5.75% return on a balance held for the full year — comfortably above Maybank's 12-month fixed deposit average of 2.29% in 2025. Over the past 10 years, ASB has averaged 5.99 sen per unit annually.
Distributions are computed on your average monthly minimum balance and credited automatically as additional units at the start of the new financial year. Check your balance via the myASNB app or any ASNB branch or agent.
Planning your monthly savings?
Work out your take-home pay first, then decide how much goes to ASB.
Frequently Asked Questions
Berapa dividen ASB 2025 dan bila diumumkan?
PNB mengumumkan agihan pendapatan 5.75 sen seunit (dividen 5.20 sen + bonus 0.55 sen) untuk tahun kewangan 2025, pada 19 Disember 2025.
Who can invest in ASB?
ASB is open to Bumiputera Malaysians. The maximum investment limit is set by ASNB — check asnb.com.my for the current limit and eligibility details.
How is the ASB distribution calculated on my balance?
ASNB uses your average monthly minimum balance across the financial year. Money deposited mid-year earns distributions only for the months it was in the account, so consistent early-year deposits earn more.
ASB vs EPF — which pays more?
For 2025, EPF declared 6.15% while ASB's total distribution was 5.75 sen per unit (≈5.75%). Rates vary year to year, and the two serve different purposes: EPF is retirement savings locked until 50/55, while ASB stays liquid. Many Malaysians hold both.
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