Getting a tax refund — or owing?
Your employer deducts PCB (MTD) monthly. After tax reliefs, many people overpay & are due a refund. Check your estimate for YA2025.
1. Income & PCB
RM
RM
RM
2. Tax reliefs
Personal (RM9,000) & EPF are auto-included.
RM
RM
RM
RM
RM0
Annual income
Total reliefs
Chargeable income
Actual tax (after rebate)
PCB already paid
YA2025 estimate only; not every relief is included. The official figure is determined by LHDN at e-Filing. Not tax advice.
Why do so many people get a refund?
- PCB is worked out by your employer without counting all your reliefs (insurance, SSPN, parents' medical, etc.).
- Bonuses & allowances are often taxed via PCB at a higher rate than your actual yearly tax.
- An RM400 individual rebate applies if your chargeable income is RM35,000 or less.
- You must file e-Filing (usually by 30 April / 15 May) to claim any overpayment back.